Buying Tips

Wendi Conyers Real Estate Agent realtor in Cross, Walterboro, Charleston, North Charleston, Edisto
 

How I Can Help You Buy a Home

Whether it’s your first home or if you’re an experienced buyer, purchasing a home is a complex process. By working with me, you’ll find a home in the neighborhood where you want to live, one that fits your budget and meets your goals for features, quality and value. Once you’ve found the home that’s right for you, I will guide you through the process of making an offer; negotiating the terms of the sale; getting your potential purchase inspected, repaired and appraised; and closing the sale. When you work with me, you will:
  • Be more likely to find the home that meets all your criteria
  • Lessen the amount of time it will take to find your home
  • Understand all the terms, processes and documents used when buying your home
  • Have up-to-date market information that will allow you to make informed decisions
  • Have a skilled negotiator working on your behalf, one who is committed to looking after your best interests
  • Enjoy peace of mind, knowing that all the details of your purchase are being taken care of by an experienced and knowledgeable professional
What the first step of the home buying process? Getting pre-approved for a mortgage is the first step of the home buying process. Getting a pre-approval letter from a lender, gets the ball rolling in the right direction. First, you need to know how much you can borrow. Knowing how much you can afford narrows down online home searching to suitable properties, thus no time is wasted considering homes that are not within your budget. Second, the loan estimate from your lender will show how much money is required for the down payment and closing costs. You may need more time to save up money, liquidate other assets or seek mortgage gift funds from family. In any case, you will have a clear picture of what is financially required. Finally, being pre-approved for a mortgage demonstrates that you are a serious buyer to both your real estate agent and the person selling their home. Most real estate agents will require a pre-approval before showing homes – this is especially true at the higher end of the real estate market. Sellers of luxury homes will only allow pre-screened and verified buyers to view their homes. This is meant to keep out nosy people and protect the seller’s privacy. I can provide clients with a list of local lenders that will be happy to get the buyer started.  

Selling Tips

How I Can Help You Sell a Home

Helping find a buyer for your home is only one facet of a real estate professional’s job. There are many more aspects including explaining the basic real estate practices and principles and all the related paperwork, Performing a Comparative Market Analysis (CMA) to help determine your home’s value, helping to prepare your home for sale, listing your home, marketing your home, keeping you informed throughout the process. When the sale begins, it’s important to work with someone who will assist you with the paperwork, negotiate on your behalf, make sure deadlines are met, and work with the escrow company. By working with me, you will:
  • Be more likely to realize the highest return on the sale of your home
  • Reduce the number of days your home is on the market
  • Become familiar with all the terms, processes and paperwork involved in selling your home
  • Have confidence that your home will enjoy exposure to more buyers and agents with qualified buyers
  • Receive regularly updated market information that will enable you to make informed decisions
  • Have a skilled negotiator working on your behalf
  • Have peace of mind knowing that all the details of your sale are being handled properly by a licensed and trained professional
What is a seller’s market? In a sellers market, increasing demand for homes drives up prices. Here are some of the drivers of demand. Economic factors, the local labor market heats up, bringing an inflow of new residents and pushing up home prices before more inventory can be built. Interest rates trending downward, improves home affordability, creating more buyer interest, particularly for first time home buyers who can afford bigger homes as the cost of money goes lower. A short-term spike in interest rates, may compel on the fence buyers to make a purchase if they believe the upward trend will continue. Buyers want to make a move before their purchasing power, the amount they can borrow shrinks. Low inventory, fewer homes on the market because of a lack of new construction. Prices for existing homes may go up because there are fewer homes available.
 
 
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